Arya.ai’s solution is powered by state-of-the-art AI models that continuously learn and improve to provide highly accurate transcriptions.
Information Gathering
Validate & unify inputs
→ applicant profile.

Assessment
Compute explainable cash‑flow & risk features
→ feature snapshot.
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Scoring & Risk Rating
Apply policy/ML + bias checks
→ score, band, reasons.
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Credit Report
Generate a standardized memo with citations
→ evidence pack.
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Decisioning
Approve/decline/review; suggest terms
→ policy log.
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Monitoring (optional)
Track behavior & macro signals
→ alerts & actions.
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