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Bank Mandate Form Data Extraction API

Bank Mandate Form Data Extraction API

Arya’s Bank Mandate Form API captures every printed line, handwritten note, and ticked checkbox on paper or digital mandate forms—returning clean, validated JSON so banks and billers can authorize auto‑debit instructions in seconds.
Bank Mandate Form Data Extraction API

An AI‑driven service that reads printed and handwritten data on bank mandate (auto‑debit/NACH) forms, verifies checkbox selections, and returns structured, validated output for straight‑through processing. 

• Printed & handwritten OCR/ICR 

• Checkbox detection & signature crop

deal for any organization that must capture mandate data quickly and accurately. 

• Banks, NBFCs & payment aggregators 

• Utilities, telecom & insurance providers 

• FinTech apps offering recurring billing

1. Upload scanned image/PDF. 

2️. Vision engine detects form layout, extracts fields, ticks, and signatures. 

3. Validation layer cross‑checks account numbers, IFSC, dates & signatures, then returns JSON + confidence scores.

25M+
Documents Analyzed
85%
Manual Reviews Eliminated
80%
Document Fraud Reduced

A Smarter Way To AI Adoption

Printed & Handwritten Data Extraction

Reads machine‑print and cursive script with ≥ 95 % accuracy.

Checkbox & Signature Detection

Confirms mandate options (debit frequency, amount cap) and captures signature crops.

Automatic Data Validation

Luhn checks on account numbers, regex on IFSC, date logic, and field‑to‑field consistency.

Automated Transaction Processing

Webhooks trigger core‑banking or payment‑gateway workflows for real‑time mandate creation.

Arya APIs Empower Axis Bank to Redefine KYC Workflows

Axis Bank streamlined its KYC workflows with Arya AI’s automated document classification and extraction APIs, achieving a 60-65% reduction in operational Cost
Read more

Real-World Applications

eMandate & NACH Onboarding

Slash turnaround time for recurring payment registration.

Loan EMI Auto‑Debit

Auto‑populate CBS fields and attach validated mandates to loan files.

Utility & Telecom Billing

Accelerate setup of recurring debits for post‑paid plans and bills.

Subscription Platforms

Seamlessly onboard customers to auto‑pay plans without manual review.

Insurance Premium Collection

Verify mandate completeness before policy activation.

Fraud Mitigation

Signature & tick verification block incomplete or altered forms.

Why Our Customers Prefer Apex by Arya AI

Plug & Play AI APIs
Ultra Low Latency Output
ISO & GDPR Certified
No Data Storage
Zero Set-up costs
Pay Per Use
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Your Vision, Our AI: Endless Possibilities

From automating critical processes to enhancing customer interactions, we do it all!
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For Developers

Plug-and-play APIs designed for fast integration, minimizing development effort and maximizing productivity.

Detailed Documentation

Comprehensive documentation to simplify integration and implementation.

SDKs & Libraries

Access resources that eliminate the need to build functionalities from scratch.

Interactive Tutorials & Sandbox

Test API functionalities in a risk-free, simulated setting.

24/7 Technical Support

Round-the-clock support so you have assistance whenever challenges arise.

How we drive customer value

Working with Arya.ai has provided MSIG Life with great support. Their AI applications have been integrated into our operations, addressing key challenges with production-ready models that have made a significant impact. Arya.ai's AI capabilities have helped us enhance our processes, improve security, and increase efficiency across our workflows.
Deekshith and his team have been responsive and have assisted us in streamlining our operations and enhancing the customer experience, enabling us to scale effectively.
Michael Kohan
Head of Digital Solutions
5 stars
Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.
Faria Rose Santiago
Co-founder & CEO
5 stars
Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time which in turn enhances our overall customer experience.
Vice President Technology
Axis Bank
5 stars
Appreciate the support we got from Arya in seamlessly processing lakhs of API hits daily. Arya team's expertise provided for excellent guidance and recommendations to help improve the process for large scale integrations. We were able to make this go live in record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and team is much appreciated.
Shammi Kapoor
SVP Business Operations
5 stars
With Arya’s Face Verification and Passive Face Liveness Detection  API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.
Sagar Singhal
Co Founder & CEO
5 stars
Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time.
Vice President Technology
Axis Bank
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.
Faria Rose Santiago
Co-founder & CEO
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
With Arya’s Face Verification and Passive Face Liveness Detection  API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.
Sagar Singhal
Co-founder & CEO
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Appreciate the support we got from Arya in Seamless processing lakhs of API hits daily. Arya's team expertise provides for excellent guidance and recommendations to help the process for large scale integrations. we were able to make this go live in a record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and the team is much appreciated.
Shammir Kapoor
SVP Business Operations, TATA AIG General Insurance
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time.
Vice President Technology
Axis Bank
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.
Faria Rose Santiago
Co-founder & CEO
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
With Arya’s Face Verification and Passive Face Liveness Detection  API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.
Sagar Singhal
Co-founder & CEO
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Appreciate the support we got from Arya in Seamless processing lakhs of API hits daily. Arya's team expertise provides for excellent guidance and recommendations to help the process for large scale integrations. we were able to make this go live in a record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and the team is much appreciated.
Shammir Kapoor
SVP Business Operations, TATA AIG General Insurance
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
Working with Arya.ai has provided MSIG Life with great support. Their AI applications have been integrated into our operations, addressing key challenges with production-ready models that have made a significant impact. Arya.ai's AI capabilities have helped us enhance our processes, improve security, and increase efficiency across our workflows.
Deekshith and his team have been responsive and have assisted us in streamlining our operations and enhancing the customer experience, enabling us to scale effectively.
Michael Kohan
Head of Digital Solutions
5 stars
+360%
More repayments in past 12 months
Read full story
arrow
arrow
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A Comprehensive Guide

Everything You Need to Know About the Bank Mandate Form API

Highlights

  • Unified Extraction – One endpoint handles print, handwriting, checkboxes, and signatures.
  • Domain‑Specific Validation – Built‑in banking rules catch account‑number typos and missing ticks.
  • Developer‑Friendly – Swagger docs, Postman collection, sandbox keys, role‑based access control.
  • Scalable Architecture – Auto‑scales across regions; deployable on Kubernetes, AWS, Azure, or GCP.
  • Compliance Ready – Meets PCI‑DSS, GDPR, and local data‑residency mandates.

Benefits

Impact

85 % Faster Processing

Reduce manual data entry and verification cycles.

Lower Operational Cost

Cut back‑office effort by up to 70 %.

Reduced Errors & Rejects

Built‑in validation prevents costly re‑submissions.

Improved Customer Experience

Instant mandate confirmation speeds service activation.

Fraud Mitigation

Signature & tick verification block incomplete or altered forms.

Ready to Automate Mandate Onboarding?

Integrate Arya’s Bank Mandate Form Data Extraction API today and convert paper‑heavy, error‑prone workflows into instant, reliable data—fueling secure, frictionless recurring payments for your customers.

Table of Contents

Frequently Asked Questions

Which mandate formats are supported?
Can it read poor‑quality scans or mobile photos?
How are handwritten fields validated?
ICR models transcribe handwriting; validation layer flags low‑confidence characters for optional manual review.
Is data secure?