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CKYC Record Creation API

Arya.ai’s CKYC Record Creation API allows you to register customers digitally in the CERSAI CKYC repository. By automating CKYC creation, the API helps ensure regulatory compliance while streamlining customer onboarding.

Try the API

The CKYC Record Creation API is designed to register individual and corporate customers in the CKYC (Central KYC) repository maintained by CERSAI. It handles creating a unique CKYC Number by submitting verified KYC documents and metadata via API.

Digitally creates CKYC records in CERSAI
Supports Aadhaar, PAN, passport, driving license, and other ID types
Facilitates onboarding for both individuals and legal entities

This API is built for regulated financial institutions and tech platforms that handle large-scale customer onboarding.

Banks & NBFCs
Mutual Fund Houses & AMCs
Stockbrokers & Investment Advisors
FinTech Platforms
Insurance Providers
Digital KYC Aggregators

Submit the customer's verified KYC documents and metadata to Arya’s CKYC Create API. The API packages and submits this to the CKYC repository, which returns a CKYC Number upon successful registration.

Input: ID Proofs, Address Proof, Photo, Signature, KYC metadata
Output: CKYC Acknowledgement + Unique CKYC Identifier
Optional: Real-time validation and error handling

A Smarter Way To AI Adoption

Centralized CKYC Registration

Creates CKYC records directly with CERSAI for seamless onboarding

Support for Individuals & Legal Entities

Covers KYC creation for both retail and institutional customers.

Error-Handled Submissions

Validates document format and field integrity and prevents rejections.

Streamlined Integration

REST API with robust response handling for secure onboarding flows.

Arya APIs Empower Axis Bank to Redefine KYC Workflows

Axis Bank streamlined its KYC workflows with Arya AI’s automated document classification and extraction APIs, achieving a 60-65% reduction in operational Cost

Real-World Applications

Bank Account Onboarding

Automatically create CKYC records for new customers during account opening.

Investment & Mutual Fund Platforms

Enable investors to create CKYC during digital onboarding.

Insurance Policy Issuance

Generate CKYC for new policyholders and eliminate duplicate KYC collection.

Digital Lending

Onboard borrowers by registering CKYC with minimal friction.

WealthTech & Advisory

Verify and create CKYC for clients opening demat or PMS accounts.

Government & e-Governance Services

Use CKYC creation to ensure centralized KYC compliance in citizen-facing platforms.

Why Our Customers Prefer Apex by Arya AI

Plug & Play AI APIs

Ultra Low Latency Output

ISO & GDPR Certified

No Data Storage

Zero Set-up costs

Pay Per Use

Your Vision, Our AI: Endless Possibilities

From automating critical processes to enhancing customer interactions, we do it all!

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For Developers

Plug-and-play APIs designed for fast integration, minimizing development effort and maximizing productivity.

Detailed Documentation

Comprehensive documentation to simplify integration and implementation.

SDKs & Libraries

Access resources that eliminate the need to build functionalities from scratch.

Interactive Tutorials & Sandbox

Test API functionalities in a risk-free, simulated setting.

24/7 Technical Support

Round-the-clock support so you have assistance whenever challenges arise.

How we drive customer value

Working with Arya.ai has provided MSIG Life with great support. Their AI applications have been integrated into our operations, addressing key challenges with production-ready models that have made a significant impact. Arya.ai's AI capabilities have helped us enhance our processes, improve security, and increase efficiency across our workflows.
Deekshith and his team have been responsive and have assisted us in streamlining our operations and enhancing the customer experience, enabling us to scale effectively.

Michael Kohan

Head of Digital Solutions

Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.

Faria Rose Santiago

Co-founder & CEO

Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time which in turn enhances our overall customer experience.

Vice President Technology

Axis Bank

Appreciate the support we got from Arya in seamlessly processing lakhs of API hits daily. Arya team's expertise provided for excellent guidance and recommendations to help improve the process for large scale integrations. We were able to make this go live in record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and team is much appreciated.

Shammi Kapoor

SVP Business Operations

With Arya’s Face Verification and Passive Face Liveness Detection API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.

Sagar Singhal

Co Founder & CEO

Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time.

Vice President Technology

Axis Bank

+360%

More repayments in past 12 months

Read full story

Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.

Faria Rose Santiago

Co-founder & CEO

+360%

More repayments in past 12 months

Read full story

With Arya’s Face Verification and Passive Face Liveness Detection API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.

Sagar Singhal

Co-founder & CEO

+360%

More repayments in past 12 months

Read full story

Appreciate the support we got from Arya in Seamless processing lakhs of API hits daily. Arya's team expertise provides for excellent guidance and recommendations to help the process for large scale integrations. we were able to make this go live in a record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and the team is much appreciated.

Shammir Kapoor

SVP Business Operations, TATA AIG General Insurance

+360%

More repayments in past 12 months

Read full story

Using Arya APIs, we have automated the process of data extraction from KYC submissions as well as Transaction documents along with translation of certain ID proof(s) originally provided in foreign languages, which has greatly eased the operational workload on our team & also saved us on processing time.

Vice President Technology

Axis Bank

+360%

More repayments in past 12 months

Read full story

Our Team is greatly thankful for the Bank Statement Analyser of Arya AI. Before using the bank analyser, we had a hard time converting large statements, passbooks and different formats across various banks into tangible insights. But with Arya now, we can generate a speedy report.

Faria Rose Santiago

Co-founder & CEO

+360%

More repayments in past 12 months

Read full story

With Arya’s Face Verification and Passive Face Liveness Detection API, we’ve improved the security on our FinTech platform for user verification during transactions. Our Vulnerability to fraud due to identification errors has already reduced by 98% within just six weeks of integrating these APIs. This new process has helped us provide an amazing user experience. Kudos to Arya AI team for ground breaking technology that is making a real good impact on our business.

Sagar Singhal

Co-founder & CEO

+360%

More repayments in past 12 months

Read full story

Appreciate the support we got from Arya in Seamless processing lakhs of API hits daily. Arya's team expertise provides for excellent guidance and recommendations to help the process for large scale integrations. we were able to make this go live in a record time of nearly a month. The quality of the work and unwavering dedication brought to the table by Deekshith and the team is much appreciated.

Shammir Kapoor

SVP Business Operations, TATA AIG General Insurance

+360%

More repayments in past 12 months

Read full story

Working with Arya.ai has provided MSIG Life with great support. Their AI applications have been integrated into our operations, addressing key challenges with production-ready models that have made a significant impact. Arya.ai's AI capabilities have helped us enhance our processes, improve security, and increase efficiency across our workflows.
Deekshith and his team have been responsive and have assisted us in streamlining our operations and enhancing the customer experience, enabling us to scale effectively.

Michael Kohan

Head of Digital Solutions

+360%

More repayments in past 12 months

Read full story

Your Go-To Resource Center for AI Insights

Everything you need to know about CKYC - Features, Benefits and How it Works

CKYC - Conquering KYC

The Power of Automated KYC Verification: How Arya APIs CKYC API is Making a Difference

A Comprehensive Guide

Everything You Need to Know About CKYC Record Creation API

The Central KYC Registry enables a single, unified customer KYC profile across financial institutions. Arya.ai’s CKYC Record Creation API enables seamless onboarding of individuals and corporate entities by digitizing the registration process with CERSAI.

Features of a Good CKYC Creation Solution

Direct integration with the central CKYC repository
Accepts multi-format KYC documents
Auto-validation and error-handling capabilities
REST API with scalable performance
Supports individual and entity-based onboarding.

Applications of CKYC Creation API in Real Workflows

Banking: Register CKYC to create a new account.
Wealth Management: Use CKYC as a unified KYC credential.
Insurance: Streamline new customer verification.
FinTech Lending: Eliminate repeated KYC document requests.
Public Schemes: Validate and store KYC under a single CKYC number.
Brokerage: CKYC is mandatory for onboarding new clients in equities and mutual funds.

Table of Contents

CKYC Record Creation API

A Smarter Way To AI Adoption

Centralized CKYC Registration

Support for Individuals & Legal Entities

Error-Handled Submissions

Streamlined Integration

Arya APIs Empower Axis Bank to Redefine KYC Workflows

Real-World Applications

Bank Account Onboarding

Investment & Mutual Fund Platforms

Insurance Policy Issuance

Digital Lending

WealthTech & Advisory

Government & e-Governance Services

Why Our Customers Prefer Apex by Arya AI

Your Vision, Our AI: Endless Possibilities

For Developers

Detailed Documentation

SDKs & Libraries

Interactive Tutorials & Sandbox

24/7 Technical Support

How we drive customer value

Your Go-To Resource Center for AI Insights

A Comprehensive Guide

Everything You Need to Know About CKYC Record Creation API

Features of a Good CKYC Creation Solution

Applications of CKYC Creation API in Real Workflows

Frequently Asked Questions

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